All-in-onePersonal Finance
Personal Finance Command Center
Run your household money from one Google Sheet: budget by paycheck and by month, bills, spending, savings goals, debt payoff and net worth, all…
$30.99View template →
Paycheck Budget Planner
Budget by paycheck: see which bills each paycheck covers, what to set aside for savings and debts, and how much is safe to spend before the next payday.
- Know what is safe to spend
- One or two earners, any pay schedule
- See every bill before it is due
What's inside
- Start HereYour welcome page: a 5-step setup checklist, how the tabs fit together, a guide to every tab with clickable links, and the color legend.
- Paycheck PlanPick a pay period and see what comes in, which bills it must cover, what to set aside for savings and debts, what you have already spent and what is safe to spend. A list shows the bills due in the period, and a strip shows your next 6 pay periods.
- PaychecksA year of paydays for you and a partner, filled in from the pay frequency and first payday on Settings. Type what actually landed in Actual, tick Received, and note what you have spent so far from each paycheck.
- BillsEvery recurring bill with its amount, how often it is due and a date it was or will be due. The next due date, days left and a Due soon flag work themselves out.
- Savings Set-AsidesWhat you put aside each month for savings and sinking funds. The Paycheck Plan sets aside a share of each amount in every pay period, in proportion to its days.
- SettingsSet up once: your household name, each earner's pay frequency, first payday and typical pay, how many days ahead a bill is flagged, and your monthly debt payments.
A closer look
Screenshots show the Sample copy with made-up data.
Get set up in minutes
- Open your copy's Start Here tab.
- Settings: each earner's pay frequency and first payday, and your monthly debt payments.
- Paychecks: check the paydays that filled in and type Actual as pay lands.
- Bills: list each recurring bill with any date it is due.
- Savings Set-Asides: list what you put aside each month, then open the Paycheck Plan.
Good to know
- Google Sheets: you need a free Google account. This isn't an Excel file.
- Works in any browser on a computer, tablet or phone. Setup is easiest on a computer.
- Nothing to install: no add-ons, no scripts.
- You get a ready-to-use copy plus a Sample copy filled with example data, and a step-by-step PDF guide.
Ready when you are
More in Personal Finance
Personal Finance
Monthly Budget Spreadsheet
Plan each category, log what you spend and see plan against actual for any month and for the whole year, with Over and Watch flags. No bank logins.
$7.99View template →
Personal Finance
Bill Tracker & Bill Calendar
List every bill once, log each payment and see what is due soon, what is overdue and what is paid, on a month calendar and a 12-month checklist.
$5.99View template →
Personal Finance
Spending Tracker
Log each purchase with a category, then see where the money goes by category and month, your top spending categories and a chart. No bank logins.
$4.00View template →