All-in-onePersonal Finance
Personal Finance Command Center
Run your household money from one Google Sheet: budget by paycheck and by month, bills, spending, savings goals, debt payoff and net worth, all…
$30.99View template →
Monthly Budget Spreadsheet
Plan each category, log what you spend and see plan against actual for any month and for the whole year, with Over and Watch flags. No bank logins.
- See plan vs. actual for any month
- Over and Watch flags
- A whole-year view
What's inside
- Start HereYour welcome page: a 5-step setup checklist, how the tabs fit together, a guide to every tab with clickable links, and the color legend.
- Monthly BudgetPick a month and see your plan against what you actually spent, by group (Needs, Wants, Savings, Debt) and by category, with flags for Over and Watch, planned and actual income, left to assign and your savings rate. A chart shows plan against actual by group.
- BudgetYour monthly plan for each category, with this month's spending, what is left, the percent used, a flag when you are over or close, and your 12-month average. 24 starter categories are included.
- TransactionsEvery dollar in, out and moved: income, expenses, transfers, debt payments and savings, each with a date, category and amount. A Check column says what is missing.
- YearPick a year and see every category by month against your plan, with income, money out, savings and your savings rate for each month.
- SettingsSet up once: your household name, your expected monthly income and your category list with each category's group (Needs, Wants, Savings or Debt).
A closer look
Screenshots show the Sample copy with made-up data.
Get set up in minutes
- Open your copy's Start Here tab.
- Settings: your expected monthly income and your categories.
- Budget: plan an amount for each category.
- Transactions: log each purchase and each bit of income.
- Monthly Budget and Year: pick a month or a year and see where you stand.
Good to know
- Google Sheets: you need a free Google account. This isn't an Excel file.
- Works in any browser on a computer, tablet or phone. Setup is easiest on a computer.
- Nothing to install: no add-ons, no scripts.
- You get a ready-to-use copy plus a Sample copy filled with example data, and a step-by-step PDF guide.
Ready when you are
More in Personal Finance
Personal Finance
Paycheck Budget Planner
Budget by paycheck: see which bills each paycheck covers, what to set aside for savings and debts, and how much is safe to spend before the next…
$8.99View template →
Personal Finance
Bill Tracker & Bill Calendar
List every bill once, log each payment and see what is due soon, what is overdue and what is paid, on a month calendar and a 12-month checklist.
$5.99View template →
Personal Finance
Spending Tracker
Log each purchase with a category, then see where the money goes by category and month, your top spending categories and a chart. No bank logins.
$4.00View template →